One of the most challenging aspects of buying a home in Chester County, Pa is often the Down Payment. Most people know they can buy a home with as little as 5% down on a Conventional Loan and 3.5% Down for FHA, but without a trust fund it can take a couple years to save up a down payment. What most people don't know is that there is a niche loan program that does allow for 100% financing on certain homes. The Program • 100% Financing on Select Properties in Chester County, PA (and surrounding counties) • 30 Year Fixed Rate Mortgage • Low Interest Rates (Rates are as low as a Conventional Loan with 20% Down) • Up to 6% Sellers Assist (Sellers Assist is used to pay for Closing Costs and Escrow) • 640 MIN Credit Score Simply put, many of our clients who take advantage of the 100% Financing are able to purchase a home without spending a dime. Sound too good to be true? It’s not, but you need 2 Experts. 1. Expert Mortgage Loan Originator that knows the program inside and out, who can structure the loan and the offer to maximize the program and minimize the client’s cash to close. (Most of our clients actually get money back at settlement) 2. Expert Real Estate Agent who can find the properties that qualify for this program and are Master Negotiators, this is one of the most valuable skills your Real Estate Agent can provide, and its critical to Maximize the Sellers Assist, which in turn Minimizes our clients cash to close. If you’re interested in learning more about our 100% Financing program and would like to receive a Free list of Chester County properties that qualify, simply complete and submit the attached from and we will provide this information at your convenience.